Water Air Federal Credit Union. Car Loan



With this automobile financing, we provide competitive prices and a number of terms for the users that are buying or funding a brand new or auto that is used. You can buy your or utilized automobile with your car that is free buying run on TrueCar.

  • 100% funding available
  • As much as 84 months terms

Motorcycle & Power Sports/Boat/RV

We provide competitive prices, terms and affordable repayments for bike, watercraft or RV loans – certainly one of that will be certain to be suitable for you.

Motorcycle & Energy Sports

  • 90% funding for brand new motorcycles / energy recreations * plus license and tax
  • 100% of retail value for utilized motorcycles power that is * plus income income tax and permit
  • As much as 72 https://title-max.com/payday-loans-nd/ months terms
  • 85% funding available on brand new ships
  • 75% financing for utilized watercraft
  • As much as 180 months terms
  • Aquatic Survey is necessary on loan quantities $7,500 or higher
  • Optimum advance not to ever go beyond study’s valuation that is lowest
  • Includes engine houses, campers and trailers
  • 80% of bought cost for brand new RVs
  • 100% of low Kelly Blue Book Value for utilized RVs
  • As much as 180 months terms

* Power Sports are leisure toys including: snow cars, off-road cars, GEM Electrical, slingshots, etc.


Whether you are a first-time customer, hunting for an extra house or invesment home or refinancing your current house, we now have mortage loan options (main-stream, FHA and VA) to meet up your requirements. Qualified veterans, reservists, and Active Duty workers and their qualified partners with suitable credit, enough earnings and a legitimate certification of Eligibility (COE), usually takes benefit of 100% funding choices with a VA Mortgage, assured because of the Department of Veterans Affairs. The home must certanly be occupied because of the veteran as their main residence.

  • Finance choices as much as 100percent
  • Fixed price
  • Max loan amounts based on home location
  • Seller efforts as much as 4percent are permitted
  • Refinance possibilities
  • Find out more thereby applying

House Equity (Owner Occupied)

  • No points
  • No pre-payment charges
  • Owner occupied
  • Closed end loan
  • Advance: 80% of authorized assessment value less stability regarding the 1st TD if applicable
  • Terms: 60-180 months
  • Optimum quantity financed: $250,000

House Equity (Non-Owner Occupied)

  • No points
  • No pre-payment charges
  • Closed end loan
  • Advance: 70% of authorized assessment value less stability in the TD that is 1st applicable
  • Terms: 60-144 months
  • Optimum quantity financed: $250,000


Undergraduate Education Loan

Our pupil Selection private loan option would be built to fill the money gaps which will occur most likely lower-cost resources of help (including scholarships, funds, and federal Direct Subsidized and Unsubsidized loans) have already been exhausted.

  • Lower Interest rates
  • No prepayment or origination charges
  • Versatile re re payments and deferment that is in-school
  • Easy on line application and approval
  • Convenient type of credit framework that enables you to use once and secure financing for the entire university profession

Student Loan Refinance

Take solid control of the education loan financial obligation by having a pupil solution Refinance Loan from Sea Air Federal Credit Union. You can actually refinance and combine your personal and federal figuratively speaking (including PLUS loans) into one workable loan, creating one convenient re re re re payment, and reduced interest.

  • Competitive interest
  • No origination costs and prepayment charges
  • 5-, 10- and 15- repayment term options year
  • Refinancing available as much as $50,000


Signature Loan

The ocean Air Signature Loan is an affordable solution to allow you to protect costs – training, surgical procedures, holiday, etc. For many users, it really is chosen over a credit card due to its fixed month-to-month re re payment and term so that you know precisely with regards to should be paid down.

  • Loans as much as $15,000
  • As much as 60 months terms

Credit line (LOC)

The Overdraft personal credit line (LOC) protects your bank account from returned checks and math that is basic. You might also need the flexibleness of utilizing your line that is available of to pay for other emergencies by simply moving funds to your bank checking account.

  • Open-end credit line
  • Minimal personal credit line is $500.00
  • May be used as overdraft protection

Loan 360

  • Option to payday loan
  • Account in good standing
  • Direct Deposit
  • NO credit file with no earnings verification needed
  • Amount: $300
  • half a year term
  • NO rollovers or extensions permitted

Share Secured Loan

A Share Secured Loan is just a great method to build, or reconstruct your credit. Through the use of your individual assets from your family savings as collateral, you are able to access reduced interest levels and better borrowing choices.

  • Borrow as much as 90% of available shares
  • Minimal loan quantity: $500
  • As much as 60 months terms
  • Fully guaranteed loan

Certificate loan that is secured

By having a Certificate Secured loan you can borrow the funds you will need at a decreased price when using your certification as security.

  • Borrow as much as 90% of face value of certification
  • Optional loan that is monthly available
  • Loan should be compensated in strong certificate maturity date

VisaВ® Charge Cards

Water Air FCU provides many different charge cards so the card can be chosen by you that’s right for the investing design. Don’t neglect to register your bank card given that default card in your favorite shopping web web web sites for simple shopping and preserving.

  • Affinity
    • Earn points for everyday acquisitions and redeem them for money back or other benefits
    • Aids the united states liquid Polo company with every purchase.
  • Platinum
    • Earn points for everyday acquisitions and redeem them for cash return or other benefits
  • Classic
    • Assists in establishing your credit
  • Guaranteed Classic Card
    • Helps reinforce and reconstruct your credit
    • A Share Secured bank card is supported by a cash deposit you create at the period of the account opening. Usage of that deposit is held until the charge card is closed additionally the balance is compensated in complete.